The following calculators are available:
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| Mortgage Calculators |
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Mortgage Payment Calculator w/Amortization |
This calculator will compute a mortgage's monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. This calculator will also compute your total mortgage payment which will include your property tax, property insurance and PMI payments. |
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Mortgage Payoff Goal Calculator
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This calculator will show you the additional monthly payment you will need to make on your current mortgage in order to pay it off within a specified number of years. It will also show you how much interest you will save if you make the calculated additional payment each month, from now until your mortgage is paid off. |
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Mortgage Refinancing Calculator |
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs. |
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Mortgage Qualification Calculator |
This calculator will help you to determine how much house you can afford and/or qualify for. |
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Mortgage Consolidation and Refinancing Calculator |
This calculator will help you to decide whether or not it would be advantageous for you to refinance either a single mortgage, or the consolidation of a first and second mortgage, into a single mortgage. Not only will this calculator calculate the monthly payment and net interest savings (if applicable), but it will also calculate how many months it will take to break even on the closing costs (if applicable). |
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ARM vs. Fixed Rate Mortgage Calculator |
This calculator that will help you to compare a fixed rate mortgage with both fully-amortizing and interest-only adjustable rate mortgages (ARMs). |
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Tax Benefits Calculator |
This calculator will help you to estimate the tax benefits of buying a home versus renting. |
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Rent vs. Buy Calculator |
This calculator will help you to compare the costs of renting to the costs of buying a home. Comparing the cost of renting to the cost of buying is a lot more complicated than just comparing the monthly mortgage payment to the monthly rent payment. This calculator attempts to forecast the net effects of all the hidden forces so you can make an informed decision. |
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Debt Consolidation Calculator (Home Equity Loans) |
This calculator will show you how consolidating your high interest debt into one lower interest loan can reduce your monthly payments and provide you with income tax savings at the same time. |
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Interest Only Vs. Principal & Interest Payment Calculator |
This calculator will compute a loan's monthly interest-only payment along with its principal and interest payment. |
| Savings Calculators |
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Retirement Savings Calculator |
Use this calculator to compute how much you would need to have invested in order to withdraw a specified amount each month over the course of a specified period of time. |
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Lump Sum Savings Calculator |
Use this calculator to compute how much you would need to invest now in order to have your investment grow to a specific amount within a specified time-frame. |
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College Funding Calculator |
This calculator will help you to determine how much money you need to invest on a monthly basis now, in order to be able to pay for your child's college education by the time they are ready to start college. |
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Monthly Deposit Savings Calculator w/Compounding Comparison |
This calculator will help you to determine the future value of a monthly investment at various compounding intervals. |
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Certificate of Deposit Calculator |
This calculator will compute the future value and annual percentage rate of your certificate of deposit. |
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IRA to Roth Conversion Calculator |
This calculator that will give you an idea of the consequences of converting a Traditional IRA to a Roth IRA. |
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Interest Withdrawal vs Reinvestment Calculator |
This calculator that will help you to see the long term effects of reinvesting your interest earnings rather than withdrawing them as they are earned. |
| Debt Calculators |
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Debt Ratio Calculator |
Use this calculator to determine your debt to income ratio. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to. |
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Debt Consolidation Calculator |
This calculator will show you how consolidating your all of your debts into one lower interest loan can reduce your monthly payments. |
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Credit Line Qualification Calculator |
This calculator will estimate how large of a credit line you may be able to qualify for, for up to four lender Loan-to-Value ratios (percent of value of home a lender is willing to loan out). |
