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Annual Meeting and Financials

Notice to Stockholders:

All Stockholders are invited to attend the Annual Meeting of Stockholders of SFSB, Inc. The Annual Meeting will be held in Slavie Federal Savings Bank's Community Room located at 1614 Churchville Road, Bel Air, Maryland 21015, at 4:00 p.m. EST on May 30, 2013.

Please view the Meeting Notice and Cover Letter - 2013, which describes the formal business to be transacted. Stockholders may access a copy of our proxy statement with respect to the Annual Meeting, as well as a copy of our audited financial statements for the years ended December 31, 2012 and 2011, by clicking on the links below. Our directors and officers will be present at the Annual Meeting to respond to any questions that stockholders may have.

Meeting Notice and Cover Letter - 2013

Proxy Statement - 2013

SFSB, Inc. Financial Statements - December 31, 2012 and 2011