Slavie Home Loan Rates

Rates stated below are effective as of . APR means Annual Percentage Rate. Please note: At this time, we are only originating loans for Maryland customers. All rates listed are subject to change without notice.

If you have any questions about any personal lending programs at Slavie, please call our Loan Officer Michael Thomas at 443-265-5561, or send us an email at lending@slavie.com.

Home Equity Loan Rates

Amounts from $10,000 to $300,000. The following rates are for loans up to 80% of appraised value, less any first or second mortgage balance.
Term	Points	Interest Rate	APR	Cost per $1,000 Borrowed
5 years	0	6.000%	6.261%	$19.33
7 years	0	6.250%	6.466%	$14.73
10 years	0	6.375%	6.515%	$11.29
15 years	0	6.750%	6.850%	$8.85
30 years	0	7.500%	7.564%	$6.99

The rates listed in the table above are contingent upon a credit score of 700 or higher. Credit scores below 700 will be considered, but they are subject to pricing. For more information, please ask to see our Fixed Rate Home Equity Loan policy or contact Senior Loan Officer Michael Thomas at 443-265-5561, or send an email to lending@slavie.com.

Home Equity Line of Credit Rate

Our Home Equity Line of Credit is now available with an APR of Prime minus .25% for the life of the loan for loan-to-value up to 80%, PLUS reimbursement of settlement costs after the first year. The rates listed in the table above are contingent upon a credit score of 700 or higher. Credit scores below 700 will be considered, but they are subject to pricing. Certain conditions apply; see bank for details.

Home Improvement Loan Rates

Term	Amount	Interest Rate	APR	Cost per $1,000 Borrowed
1 year	$1,000 to $4,999	10.750%	10.750%	$88.27
2 years				$46.49
3 years				$32.62
1 year	$5,000 to $12,000	10.500%	10.500%	$88.15
2 years				$46.38
3 years				$32.50
4 years				$25.60
5 years				$21.49

All Rate and Point quotes may require adjustments for LTV, FICO, Escrow Waiver, etc.

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